A Canadian couple enjoying the view from the porch of their home

For Canadian homeowners 55+

Your home equity doesn’t come with instructions. It comes with choices.

Explore how an Equity Release Reverse Mortgage could help you access tax-free cash while continuing to own and live in your home.

No application. No pressure. Just clear information.

Stay in your homeRetain ownership

No regular payments requiredAs long as obligations are met

Flexible, tax-free fundsUse the money your way

A different kind of conversation

Information first.
Decisions second.

Every homeowner’s situation is different. The right answer depends on your age, your home, your existing mortgage and—most importantly—your goals.

That’s why our conversation begins with listening, not an application. We’ll look at your present needs, long-term plans and any questions your family may have. Then you can decide with confidence whether an Equity Release Reverse Mortgage belongs in your broader retirement strategy.

More choice. Less financial pressure.

Use your home equity for what matters to you

01

Improve monthly cash flow

Pay out an existing mortgage or other debts and create more room in your budget.

02

Stay in the home you love

Fund renovations, accessibility upgrades or in-home care as your needs change.

03

Enjoy your retirement

Travel, help family or cover an important expense—without having to sell.

Quick eligibility estimator

Could an Equity Release Reverse Mortgage be an option?

Answer three quick questions for an initial indication. This is not an application and won’t affect your credit score.

Your answers stay on this page and are not submitted.
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Enter an approximate value—no appraisal needed.

You shouldn’t have to guess whether an Equity Release Reverse Mortgage is right for you. You should know for sure.

Jamie O’BrienYour education-first mortgage guide

My promise to you

No question is too small.

I’ll explain how a Reverse Mortgage works, what it may cost, the alternatives worth comparing and how it can be customized around your situation.

There’s no pressure and no obligation. If it isn’t the right fit, I’ll tell you. If it may be, you’ll understand why before we take another step.

A comfortable first step

Let’s start with a conversation.

Bring your questions, your goals and your family if you wish. We’ll take the time to understand your situation—without beginning an application.

Your first step isn’t applying. It’s you knowing for certain what’s possible.

Start with the quick estimator

Or email Jamie at jamie.obrien@ontariolendingsolutions.com

Private • No obligation • Education first

Lenders We Work With

Home Trust
Equity Release Reverse Mortgage — Unlock a Brighter Tomorrow
Jamie O’Brien

Mortgage Agent Level 1  |  M13000313  |  Ontario Lending Solutions Inc.  |  905-321-HOME (4663)  |  FSRA 13063